Mob : +91-9819 65 65 32 | Email : ominv2000@yahoo.com
 

Company Fixed Deposits

Company or corporate fixed deposits are deposits placed by companies for a fixed term on a prescribed rate of return. These kinds of deposits always offer 2-3% higher interest rate compared to the Bank Deposit Rate. The tenure of deposits can be as low as six months and as much as 10 years.

Key features:

  • Attractive rate of interest
  • Short term deposits facility as per individual needs
  • Short or minimal lock in period of 6 months
  • Exemption from taxes if the interest income is up to 5,000/-
  • Diversification across portfolio
Company Fixed Deposit - April – 2014
NBFC COMPANIES Rating Min. Amount Rate of Interest (%) p.a Sr. Citizen
1yr 2yr 3yr 4yr 5yr
BAJAJ FINANCE LTD FAAA 150000/- 9.25 9.40 9.65 9.25 9.25 0.25
DEWAN HOUSING FIN CO LTD CARE AA+FAAA 10000/- 10.00 10.00 10.00 10.00 10.00 0.50
HDFC LTD INDIVIDUAL (CUM.) FAAA 40000/- 9.25 9.25 9.25 9.00 9.00 Below 1 CR
MAHINDRA & MAHINDRA FINANCE FAAA 25000/- 9.25 10.00 10.25 9.75 9.00 0.25
SRIRAM TRANS.UNNATI DEPOSIT FAA+ 10000/- 9.25 9.75 10.75 10.75 10.75 0.25
GRUH FINANCE FAA+(crisil) 25000/- 9.00 9.25 9.50 9.25 9.00 0.25
NATIONAL HOUSING BANK (Sunidhi) CRISIL FAAA 50000/- 9.25 9.25 9.25 -- 9.25 0.60
NHB SUVRIDHI (Tax Saving) CRISIL : FAAA 10000/- -- -- -- -- 9.25 0.60


SPECIAL DEPOSIT SCHEMES Rating Min.
Amount
Rate of Interest (%) p.a
PERIOD MTHLY QTRLY HALF YLY ANNUAL CUMM
BAJAJ FINANCE LTD FAAA -- 15 M 9.30 9.40 9.40 9.75 9.75
HDFC PLATINUM DEPOSITS FAAA -- 15 M 9.25 9.30 9.40 -- 9.60
HDFC PLATINUM DEPOSITS FAAA -- 22 M 9.25 9.30 9.40 9.60 9.60
HDFC PLATINUM DEPOSITS FAAA -- 33 M 9.15 9.20 9.30 9.50 9.50
MAHINDRA & MAHINDRA FINANCE FAAA -- 18 M 9.75
DEWAN HOUSING FINANCE CORP. CARE AA+FAAA -- 14 M -- -- -- 10.50 --
DEWAN HOUSING FINANCE CORP. CARE AA+FAAA -- 40 M -- -- -- 10.50 --
L.I.C HOUSING FIN LTD CRISIL FAAA -- 18 M -- -- -- 8.75 --